Grumpy Old Geeks Topics Credit scoring using social connections Topic Credit scoring using social connections 2 mentions in 1 episode The hosts discuss a patent under which friends' credit scores might affect a loan decision. Mentions 123: ABC, As Easy as Episode 123 Aug 14, 2015 9:39 your friend's credit score may affect your ability to get a loan 10:16 is anybody actually doing this right now? No. Is it just a patent? Yes.